ellqwnd.info

I write this with one eye on 2015 and 2016; and the other focused on how to make money investing in stocks. And I remind myself that there are two market concepts that must be understood and considered in order to make money investing in stocks in any market.Nobody can always make money investing in stocks (also called equities), but those who outperform year after year do so by applying two basic concepts. Here we will use 2015 and 2016 as an example because they promise to be challenging years. We’re not talking about finding tomorrow’s glamour stocks or short-term trading here. We’re talking about two important and basic market concepts that many investors either are not aware of, or that they overlook at their own expense.Concept #1 refers to the cyclical nature of markets. Prices will always fluctuate, but there are reoccurring and identifiable price trends that can either make you or break you. A trend of rising prices is called a “bull market”, and just about anybody can make money investing in stocks in these “good” markets. The good news is that they often last for several years. The bad news is that they are always followed (sooner or later) by a trend of falling prices which is called a “bear market’, or simply a “bad” market for most investors.The good news is that bear markets (like the last two) sometimes last for less than two years. The bad news is that they can be swift and brutal – creating losses of 50% or more for investors (like in the last two bear markets). The other bad news is that very few investors ever make money investing in stocks in a bear market. More bad news: if you lose half your money in a bad market, you then need to double your money in the next good market in order to simply break even.As I look forward to 2015 and 2016, I also look back to the years 2000 and 2007. Both years were the beginning of bear markets that followed good markets. Both created 50% losses in less than two years and wiped out most of the profits investors earned in the preceding good markets. As of 2015, the current bull market that started in early 2009 is almost six years old. The stock market has again hit all-time highs. The challenge now is how to make money investing in stocks in 2015 and beyond if a new bear market hits in 2015 or 2016.As we move on to concept #2, note that we are not talking about how to avoid losses in a bear market, but how to actually make money investing in stocks. You can always avoid losses by getting out while you are ahead, or you can reduce losses by cutting your asset allocation to stocks.While just about everyone knows that you can make money investing in stocks when you buy them and equities prices rise… most folks do not know that you can also bet that prices will fall and make money if they do. This is called taking a “short” position. It’s legal, and has been going on for many years. During the Great Depression some people in the know got filthy rich “going short”; and during the financial crisis of 2007- 2008 you could have made big bucks betting against the market as well.This is concept #2 and is the flip side of how markets work. The good news is that it will be easier than ever to make this bet in 2015 and 2016. The bad news is that it’s not for everyone, because you can take significant losses if you go here and prices move UP, against you. Actually, I’ve known people who are repulsed by the concept and some who even think that it’s un-American and should be illegal. That having been said, it’s a fact of life and part of the free-market system we live in.It’s never easy to make money investing in stocks by going “short” because the market trend over the long term has been up. On the other hand, when the market goes south you won’t make money investing in stocks any other way. You’ll lose it along with about 98% of investors. The easiest way to short the market these days is to simply buy stocks called INVERSE EXCHANGE TRADED FUNDS (ETFs). Popular examples (stock symbols) include DXD, SDS, and QID. In order, these allow you to short the three major indexes: the Dow, the S&P 500, and the NASDAQ.These (and other) inverse ETFs are designed to go UP in price when the market indexes go DOWN. In fact, if the index goes down 1% they are designed to go up 2%. If you want to try to make money investing in stocks in a bad market, inverse ETFs are the simplest way to do it. They can be easily bought and sold through a discount broker for about $10 per trade.Above all else, keep the concept of bull and bear markets in mind in your endeavor to make money investing in stocks in 2015, 2016 and well beyond. While a rising tide lifts all boats, a falling tide can leave them dead in the water. If you are adventuresome and can handle the risk, you now know how to make money investing in stocks when the tide goes out.

Pharmacy technician course it’ s a great chance for all the students that want to embrace a career in pharmacy but do not want to go on with their studies with a post secondary intensive learning course. A pharmacy technician course may have many recognition types. As a result, the basic stage is equal to a 6 months instruction program and scholars who attain this short-term course gain a certificate. The following stage encompasses generally twelve months preparation course, and its completion is in the end rewarded with a certificate.The superior stage for an accredited pharmacy technician course is in fact an associate’ s degree and its completion calls for a 24 month training program. A pharmacy technician course may vary in accordance to on-campus study or web-based study or any other distance preparation program. Accredited preparation must be your primary target when you would like to get certified as a pharmacist. After graduation, your accomplishments will be rewarded with a bachelor’ s diploma, and if such be the case with a master’ s diploma in pharmacy.A pharmacy technician course is a subject of great interest for many students. This training is absolutely reckoned due to monetary factor, to the increasing opportunities on the labor market and to the flexible attendance elements. A profession as a pharmacy tech could be the appropriate option for you. The most important responsibilities of a pharmacy tech are: the sale of drugs and pharmaceutical products, office duties, database operations and other. It’ s not so easy to execute these tasks, but with professional preparation courses you will be able to do it.As it is has been earlier stated, aspiring technicians may either take the first step with on-the-job preparation, or with an accredited pharmacy technician course. The first selection is quite limited, because pharmacists generally credit better proper accredited instruction. The pharmacists which already attended a formal pharmacy technician course are familiar with the technical terminology. The accredited preparation program already took charge of their lab and medical practice (they should be capable to calculate a sure amount of chemical substances using the proper technology). Additionally, the scholars are taught how to handle clients. It is essential to pay attention to the legislation regarding the pharmaceutical field. That is why, certified pharmacy technician course provides the necessary information on how technicians should deal with ethical issues and to avoid legal problems.Certification in this activity is optional, but successfully enhances your chances for promotion and for upper monetary compensation. The Pharmacy Technician Board and the Institute of Certification of Pharmacy are 2 institutions in US that offer certifications for the aspirant pharmacy techs. This activity demands permanent preparation, as the drug market enhances permanently its provide. A pharmacy tech course is as well intended to improve the essential skills for young aspiring pharmacy techs. If you consider that a career in pharmacy is interesting to you, get informed and choose the course that suits you best.

Find Nutrition Certification Programs in the United States and Canada. If you enjoy a healthy lifestyle and would like to share your innate skills on leading a healthy life, then enrolling in any one of several nutrition certification programs will give you cutting-edge knowledge in eating nutritious diets to promote overall wellness and longevity.There are a variety of specialized training opportunities like holistic nutrition or sports nutrition; however, most nutrition certification programs include basic studies in biology (human, plant, animals, etc.), anatomy, physiology, biochemistry and chemistry. Other subject matter involved in nutrition certification programs are studies in nutritional assessment, preventive nutrition, digestion, metabolism, macrobiotics, soil ecology, herbology and biochemicals, herbs, vitamins and minerals, among others.Nutrition certification programs vary in course duration, and may be offered at a more advanced level for the established medical professional or more introductory for the novice. Typically, most nutrition certification programs run from 26 weeks to 72 weeks.Additional therapies that are sometimes integrated into nutrition certification programs include natural healing modalities like applied kinesiology, Ayurvedic medicine, aromatherapy, naturopathy, homeopathy, and other massage therapies.As a supplementary study, students participating in nutrition certification programs will gain essential education in prescription drug and nutritient interaction, and how adverse effects of these interactions or lack thereof (vitamins, minerals) can affect body functioning. Subsequently, many nutrition certification programs teach students about food allergies and how to identify these sensitivities and manage health through customized diets.Graduates of nutrition certification programs should know that the vast majority of the United States requires licensure, certification and/or registration. Once candidates have fulfilled all educational and training requirements, they can advance to becoming professional nutritionists or dieticians, where they can work in a variety of healthcare settings including hospitals, family practices, or other health-related facilities. Earnings vary, however experienced nutritionists have the potential to earn well over $63,000 annually.If you (or someone you know) are interested in finding nutrition certification programs, let professional training within fast-growing industries like massage therapy, cosmetology, acupuncture, oriental medicine, Reiki, and others get you started! Explore career school programs near you.Salary source: Bls.gov (US Bureau of Labor Statistics)Nutrition Certification Programs in a Nutshell© Copyright 2007The CollegeBound NetworkAll Rights ReservedNOTICE: Article(s) may be republished free of charge to relevant websites, as long as Copyright and Author Resource Box are included; and ALL Hyperlinks REMAIN intact and active.